Term Life Insurance Calculator

Just answer 10 or so questions about your debt, savings, expenses, etc. and we'll show a personalized estimate for a payout amount for your consideration. Try our term life insurance calculator, then get a quote for whatever amount you decide is best for you and your family.


Ready to answer the big question?

You and Your Family

1
Your age must be between 18 and 78
2
Please select your family makeup
Just me
Me & my partner
Me & my kid(s)
Me, my partner, & kid(s)
3
Please enter the amount you plan to spend on education
In-state averages of tuition and boarding: $25k/year for 4-year public, $50k/year for 4-year private & about $15k/year for 2-year public per child

Source: https://www.debt.org/students/the-true-cost-of-college/

Your income and debt

4
Please enter your yearly income
Not including unearned income (investment income, disability, SSI, welfare, etc.)
5
Suggested 5 or more years. Call 1.866.703.23321.800.957.9525 for options beyond 10 years.
6
If your circumstances are unique, call us for assistance at 1.866.703.23321.800.957.9525.
7
Car loans, credit cards, student loans, etc.

Just a few more questions!

8
Average costs are $7,000 - $10,000**
9
Consider a lump sum to cover costs for childcare, aging parents, donations, etc.
10
Individual, group, or other employee policies that will not be cancelled or replaced while this policy is in effect.
11
Savings, CDs, stocks, mutual funds, or other liquid assets. Real estate should not be included.

** Source: http://www.nfda.org/news/statistics

Your estimate

Consider this benefit amount

Our calculation indicates that your current life insurance needs may be lower than the number above. Additional coverage may help you in meeting unanticipated needs. Please call one of eFinancial's licensed agents at 1.866.703.23321.800.957.9525(866) 912-7775 to help you find the coverage that’s right for you.
You can get an online quote for up to $1,000,000. Our calculations indicate you may require a higher coverage amount, so please call an eFinancial licensed agent at 1.866.703.23321.800.957.9525(866) 912-7775 to help you find the coverage that’s right for you.